Business Finance Solutions by Black Fox Finance
Crafted business finance solutions for commercial mortgages, working capital, management buyout MBO and agricultural finance.
Call us for all business and agricultural finance.
About Us
Black Fox Finance - Our Why
Established to skillfully understand our clients business finance and agricultural finance needs, we aim to professionally craft the very best funding solutions and support in business finance and commercial mortgages. This approach helps us gain trust, build long-term relationships, encourage client referrals, and foster a proud team.
Services
Business Finance & Funding
Our business finance solutions include loans, overdrafts, property development finance, working capital and invoice finance, farming and agricultural finance, MBO management buyout and acquisition finance, and trade finance. We also offer commercial debt counselling, debt restructure, and banking relationship advice.
Black Fox Finance works impartially and independently with an unrestricted panel of lenders to craft optimal business finance solutions. We are Authorised & Regulated by the Financial Conduct Authority (FCA) for Credit Broking, Debt Adjusting, and Debt Counselling, with Firm Registration No. (FRA) 944117. Black Fox Finance Ltd operates as a commercial finance broker, not a lender, and we typically receive commission. ICO registration ZA838555.
Commercial Mortgages
We offer all types of commercial property funding, including large warehouses, offices, small units, property build, conversion and refurbishment, along with tailored business finance solutions and commercial mortgages to meet your unique needs. We also offer specialised agricultural finance solutions.
Property Development Finance
With a deep understanding of this sector and extensive contacts to support both large and small development sites, including single units, from ground up to renovation and conversion—residential and commercial—we also specialise in areas such as agricultural building and agricultural development finance.
Business Growth & Turnaround Support
We offer many years of experience supporting businesses in difficulty, helping them achieve turnaround, growth, and scaling. We can help with refinancing and restructuring debt, debt adjusting and counselling, negotiating with lenders and introducing or working alongside Insolvency Practitioners.
Acquisition, MBO & MBI Finance
We offer structured finance and professional support for company acquisitions, management buy-outs, and management buy-ins. Our services also include cashflow loans and invoice finance lines, along with options for stock & fixed asset plant and machinery finance and refinance.
Farming & Agricultural Funding & Expertise
We are specialists in all areas of farming, agricultural finance, and business finance, particularly in farming business banking. Our expertise helps finance capital expenditure for farm and land acquisition, barn construction, property development, and diversification projects, including renewable and sustainability initiatives, as well as environmental projects, machinery, and automation investments. We have successfully funded farming clients in various projects such as refinancing, supermarket construction, and farm acquisition through commercial mortgages.
Additionally, we have strong connections within the industry and can guide you to experts in legal, tax, accountancy, and farm payment maximisation, including RPA Payments.
Commercial & Residential Investment Property Finance
From single units to supporting restructure to Ltd Company Residential, Commercial, and Mixed Investment Property portfolios, we have the expertise, professional network, and finance sources to support your plans, including agricultural finance and business finance options. Our services also extend to commercial mortgages and financing for Holiday Buy to Lets, including AirBnB.
Growth Guarantee Scheme (GGS replacing RLS)
The Growth Guarantee Scheme (GGS) replaces the RLS Recovery Loan Scheme (launched April 2021) from June 2024, which succeeded the CV19 CBILS and Bounce Back Loan Schemes. The GGS enables UK SMEs to access loans backed by a 70% Government guarantee, up to £2m from participating lenders, including options for agricultural finance and commercial mortgages, through experienced brokers such as Black Fox Finance. This scheme may be utilised for various purposes to stabilise, grow, or invest in your business, particularly when you may not meet traditional lending or security criteria for business finance.
Asset Finance
Our extensive network of asset funders and expertise allows us to create tailored funding solutions that span various sectors, including agricultural finance for specialized bio-tech equipment and machinery, as well as business finance options for diggers, printing presses, office & IT equipment, plant and machinery, and vehicles. Additionally, we offer solutions that can support commercial mortgages to meet diverse financial needs.
Professional Services - Our Associates
With over 30 years of experience in commercial finance across all sectors of business, we specialise in providing tailored solutions, including agricultural finance and commercial mortgages. We always prioritise listening to our clients to craft professional business finance solutions. Additionally, we have the capability to introduce you to and collaborate with complementary local professionals such as solicitors, accountants, tax experts, intellectual property experts, marketing specialists, business growth coaches, and bespoke software development experts.
About Us
With over 30 years of extensive experience across all sectors of business, Black Fox Finance is equipped to provide tailored solutions in business finance, agricultural finance and commercial mortgages. We prioritise listening to our clients to develop professional, client-based solutions.
Our deep understanding of finance, funding, lenders, banks, and alternative finance enables us to assist you in resolving challenges with bankers, funders, and other commercial disputes effectively.
We actively Pay It Forward within the wider community and are proud supporters of the local hospice, air ambulance, and various local charities. Our founding role in the Business Leaders Network has been instrumental in accelerating business involvement in charitable and community organisations, raising thousands of pounds and fostering employee participation in volunteering.
Black Fox Finance is a full member of The National Association of Commercial Finance Brokers (NACFB) and a sponsor of Bury St Edmunds Rugby Club.
Black Fox Finance works impartially and independently with an unrestricted panel of lenders to craft optimal business finance solutions. We are Authorised & Regulated by the Financial Conduct Authority (FCA) for Credit Broking, Debt Adjusting, and Debt Counselling, with Firm Registration No. (FRA) 944117. Black Fox Finance Ltd operates as a commercial finance broker, not a lender, and we typically receive commission. ICO registration ZA838555.
Black Fox Finance Ltd is registered in England & Wales. Company No. 13014604. Registered Office Black Fox, Bury St. Edmunds, IP31 3SF. Black Fox Finance Ltd also trades as Black Fox Finance & LoanFox.